Why pay high interest rates to payday lenders and credit card companies this Christmas?
Join PCS Credit Union now and save for three months to become eligible for a loan. Interest is charged at a rate of 1.5% a month (APR 19.56%). For example, £500 taken over a one-year period would cost approximately £55 in interest. Crucially this is charged on the reducing balance of the loan, no arrangement fees are charged and there are no penalties for repaying a loan early.
A credit union is a mutual financial co-operative, which offers a convenient way to save and provides low interest loans to its members.
The union's aim is not for external profit but to serve the financial needs of the PCS members, staff, retirees and household family members.
Here are just some of the benefits of joining a credit union
Join now to take advantage of our easy savings and ethical loans
View our latest products and services
Information on managing your account including applying for a loan
Use our online form to order credit union materials for your next workplace event