Public and Commercial Services Union

What is a credit union?

A credit union is a mutual financial co-operative, which offers a convenient way to save and provides low interest loans to its members.

The union's aim is not for external profit but to serve the financial needs of the PCS members, staff, retirees and household family members.

What are the benefits?

Here are just some of the benefits of joining a credit union

• An easy way to save
• A low cost way to borrow
• Insurance on savings and loans are paid for by the credit union
• After all costs are met profits can be returned to the members (through dividends on their shares)
• Owned and run by members
• Regulated and insured so you know your money is safe

• See some more reasons why you should join

Want to know more?

• View some of the frequently asked questions on the credit union
• See how you can join the credit union
• Contact details for the credit union