PCS Credit Union

474-262

Avoid a high interest Christmas

Why pay high interest rates to payday lenders and credit card companies this Christmas?

Join PCS Credit Union now and save for three months to become eligible for a loan. Interest is charged at a rate of 1.5% a month (APR 19.56%). For example, £500 taken over a one-year period would cost approximately £55 in interest. Crucially this is charged on the reducing balance of the loan, no arrangement fees are charged and there are no penalties for repaying a loan early.

What is a credit union?

A credit union is a mutual financial co-operative, which offers a convenient way to save and provides low interest loans to its members.

The union's aim is not for external profit but to serve the financial needs of the PCS members, staff, retirees and household family members.

What are the benefits?

Here are just some of the benefits of joining a credit union

  • An easy way to save
  • A low cost way to borrow
  • After all costs are met profits can be returned to the members (through dividends on their shares)
  • Owned and run by members
  • Regulated and insured so you know your money is safe
  • More reasons why you should join

Want to know more?

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