If you’ve been a member of the PCS Credit Union for a month or more, you can borrow up to £500 at a low monthly interest rate of just 2½%, (34.5% APR). You also have up to six months to repay the loan. So £100 taken over a three-month period would cost approximately £6 in interest. The PCS Credit Union is owned and controlled by it’s members, not the payday loans industry. Further details on all loans are available on our loans page.
A credit union is a mutual financial co-operative, which offers a convenient way to save and provides low interest loans to its members.
The union's aim is not for external profit but to serve the financial needs of the PCS members, staff, retirees and household family members.
Here are just some of the benefits of joining a credit union
Join now to take advantage of our easy savings and ethical loans
View our latest products and services
Information on managing your account including applying for a loan
Use our online form to order credit union materials for your next workplace event