Our internet banking service will allow you manage your account from your computer, tablet or smart phone (provided you're connected to the internet), with a service that's accessible anywhere, anytime. Our service will allow you to :
- check your balances
- view a mini statement
- request a withdrawal
- apply online for a loan
- amend personal details
- access forms
Click here to Register. You will need your PCS Credit Union membership number and NI number to hand. Please allow up to 10 working days for your registration to be approved.
For members' convenience you can also download forms from the savings page to:
- Request changes to your monthly direct debit
- Make additional/lump sum deposits
- Withdraw your savings
- Apply for a loan
The Board has taken the decision to charge membership fees in order to assist with administrative costs. This will maximise the amount of money available for member services.
Each member will be charged an initial joining fee of £5. Junior members (members between 16 & 18 years of age) will be charged a reduced membership joining fee of £2.50 as they are not eligible to apply for loans. Junior savers (members under 16 years of age) will not be charged a membership joining fee.
In subsequent years an annual membership fee of £2, as of 1st October 2017, will be charged to members to assist with administration costs.
All fees are reviewed by the Board of Directors on an annual basis.
Members should also be aware that any transaction charges incurred by PCS credit union where a member is considered to be at fault will be passed onto the member. One example of this could be if a cheque is paid in that subsequently bounces.
Help and advice
You can contact the following not-for-profit organisations for free, confidential and impartial debt advice, or for details of where to get such advice in your area.
Debt management service
• Payplan - 0800 716 239 or visit www.payplan.com
• Lighthouse - 0800 085 8590 or email firstname.lastname@example.org
• PCS benevolent fund - Contactable on 020 7801 2601, option 3 or visit their webpage.
• Charity for Civil Servants (formerly Civil Service Benevolent Fund) - Contactable on 0800 056 2424 or visit www.foryoubyyou.org.uk
If you live in England, Wales or Scotland phone 0808 808 4000 or visit www.nationaldebtline.co.uk for debt advice and information.
Debt Action NI
If you live in Northern Ireland phone 0800 917 4607 or visit www.adviceni.net/advice/debt for debt advice.
Step Change Debt Charity
For debt advice throughout the UK phone 0800 138 1111 or visit www.stepchange.org
Money Advice Service
For free, unbiased & independent advice phone 0300 500 5000 or visit www.moneyadviceservice.org.uk
Money Advice Scotland
If you live in Scotland, phone 0141 572 0237 or visit www.moneyadvicescotland.org.uk to find contact details for debt advice in your local council area.
For advice and information on debt and other topics, visit your local Citizens Advice Bureau (address in the phone book) or go to www.adviceguide.org.uk
Member centres offer debt advice to the public, some providing specialist advice for minority ethnic and refugee communities and people with disabilities. For further information phone 0207 469 5700.
Other useful organisations
Financial Ombudsman Service
If you have a complaint that you can’t resolve with your lender, the Financial Ombudsman Service may be able to help – phone 0845 080 1800 or visit www.financial-ombudsman.org.uk
Financial Services Compensation Scheme
Read the Financial Services Compensation Scheme basic information sheet about the protection of your eligible deposits.
This information has been provided by PCS Credit Union Ltd. They cannot be held responsible for any advice provided by these independent organisations.